ʻO nā kumu mua o ka ʻāina, ʻo Pix a me Ebanx, hiki koke ke pā i nā mākeke like ʻole e like me Kanada, Kolombia a me Nigeria—me nā mea ʻē aʻe he nui ma ka lewa.

Ma hope o ka lawe ʻana i kā lākou mākeke kūloko ma ka ʻino, aia nā makana uku kikohoʻe ma ke ala e lilo ai i hoʻokahi o nā ʻenehana alakaʻi nui o Brazil.ʻO nā kumu mua o ka ʻāina, ʻo Pix a me Ebanx, hiki koke ke pā i nā mākeke like ʻole e like me Kanada, Kolombia a me Nigeria—me nā mea ʻē aʻe he nui ma ka lewa.

ʻO ka hoʻolaha ʻana i ka hopena o ke kanaka-i-kanaka (P2P) a me ka ʻoihana-i-ka mea kūʻai aku (B2C), ua loaʻa i nā ala uku kikohoʻe ke kaulana kaulana ma Brazil mai ka wā maʻi maʻi."Ua hoʻonoho ʻo Pix lāua ʻo Ebanx iā Brazil i mua o nā ʻano uku a me nā neʻe kālā," wahi a Ana Zucato, ka mea hoʻokumu a me ka Luna Nui o Noh.

ʻElua mau makahiki ma hope o ka paʻi ʻana i ka mākeke i Nowemapa 2020, ua lilo ʻo Pix i hana ʻia e ka Centralbank i kaʻa mua o ka ʻāina no nā kālepa kālā.I kēia manawa, aia ma kahi o 131.8 miliona mau moʻokāki hoʻohana hoʻokahi, ʻo 9 miliona mau ʻoihana a he 122 miliona mau kamaʻāina (ma kahi o 58% o ka heluna kanaka o ka ʻāina).

Ma kahi pepa i hala iho nei, ua haʻi ka Bank of International Settlements (BIS) iā Pix ma ke ʻano he mea hou e hiki ke hoʻohaʻahaʻa loa i nā kumukūʻai kālepa ma ka ʻōnaehana uku.Wahi a ka hōʻike, kūʻai ʻo Pix ma kahi o 0.22%, ʻoiai nā kāleka debit ma kahi o 1% a hiki i nā kāleka hōʻaiʻē ke kiʻekiʻe e like me 2.2% ma Brazil.

I kēia mau lā, ua hōʻike ka Central Bank o Brazil i nā kamaʻilio me kāna mau hoa Colombian a me Kanada e pili ana i ka lawe ʻana i ka ʻenehana."Ke hoʻomaka nei mākou e hana i ka ʻāpana honua o ka hana Pix," wahi a ka luna hoʻomalu ʻo Roberto Campos Neto, me ka hoʻohui ʻana ʻo ka hoalauna ʻo ʻAmelika Hema ka ʻāina ʻē mua e hoʻohana i ka ʻōnaehana.

Ma ka e-commerce, ua wehe ʻo Ebanx i ka puka no nā hui honua e komo i ka mākeke ʻAmelika Latin mai ka makahiki 2012. ʻO ka Brazilian fintech unicorn e hiki ai i nā mea kūʻai aku ke kūʻai aku ma ka pūnaewele ma ka hoʻololi ʻana i nā ala uku kūloko, e like me nā kāleka hōʻaiʻē kūloko, nā waihona kālā a me Pix, i nā kālā like ʻole a me nā ʻōnaehana panakō.

Ma hope o ka lanakila nui o ka hui ma ʻAmelika Hema a me Central America, ua hoʻokumu ʻo Ebanx CEO João Del Valle i kahi hoʻonui ākea i ʻApelika, me nā hana ma ʻApelika Hema, Kenya a me Nigeria.

"Ke manaʻo nei mākou e kōkua i ke kūkulu ʻana i ka ʻoihana kikohoʻe o ʻApelika, e hāpai ana i ka hoʻokomo kālā a me ka loaʻa ʻana o nā ʻano waiwai a me nā lawelawe mai nā hui honua e makemake ana e komo i ka mākeke ʻApelika," wahi a Del Valle.