Imvelaphi yezwe, i-Pix ne-Ebanx, ingase ifinyelele ezimakethe ezihlukene njengeCanada, Colombia neNigeria-namanye amaningi emkhathizwe.

Ngemuva kokuthatha imakethe yabo yasekhaya ngesivunguvungu, iminikelo yenkokhelo yedijithali isisendleleni yokuba enye yezinkampani ezihamba phambili zokuthunyelwa kwezobuchwepheshe e-Brazil.Imvelaphi yezwe, i-Pix ne-Ebanx, ingase ifinyelele ezimakethe ezihlukene njengeCanada, Colombia neNigeria-namanye amaningi emkhathizwe.

Ukuphromotha ikakhulukazi izixazululo zomuntu nomuntu (P2P) kanye nebhizinisi-kuya-kukhasimende (B2C), izindlela zokukhokha ngedijithali zithole ukuthandwa okumangalisayo eBrazil kusukela kwalolu bhubhane."I-Pix ne-Ebanx ibeka iBrazil phambili ezindleleni zokukhokha nokunyakaza kwemali," kusho u-Ana Zucato, umsunguli kanye noMphathi Omkhulu weNoh.

Eminyakeni emibili ngemuva kokungena emakethe ngoNovemba 2020, i-Pix eyakhiwe yibhange elikhulu isiphenduke inqola yezwe yokuhwebelana ngezimali.Njengamanje, leli thuluzi linama-akhawunti omsebenzisi oyedwa alinganiselwa ezigidini ezingu-131.8, kanti izigidi ezingu-9 zazo zingamabhizinisi kanti izigidi ezingu-122 ziyizakhamuzi (cishe ama-58% abantu bezwe).

Ephepheni lakamuva, i-Bank of International Settlements (BIS) icaphune i-Pix njengento eqanjiwe engase yehlise kakhulu izindleko zokusebenza kulo lonke uhlelo lokukhokha.Ngokombiko, ukuthengiselana kwe-Pix kubiza cishe u-0.22%, kuyilapho amakhadi edebithi alinganiselwa ku-1% futhi amakhadi esikweletu afinyelela phezulu afika ku-2.2% e-Brazil.

Muva nje, iBhange Elikhulu laseBrazil libike ukuthi libambe izingxoxo nozakwabo baseColombia naseCanada mayelana nokuthekelisa lobu buchwepheshe."Manje sesiqala ukwenza ingxenye yamazwe ngamazwe yohlelo lwePix," kusho uSihlalo uRoberto Campos Neto, wengeza ngokuthi umakhelwane waseNingizimu Melika kungenzeka abe yizwe lokuqala langaphandle ukwamukela lolu hlelo.

Kwezentengiselwano, i-Ebanx ibilokhu ivulela izinkampani zomhlaba wonke umnyango ukuthi zingene emakethe yaseLatin America kusukela ngo-2012. I-Brazilian fintech unicorn ivumela amakhasimende ukuthi athenge ku-inthanethi ngokuguqula izindlela zokukhokha zendawo, njengamakhadi esikweletu endawo, imali efakwa emalini kanye ne-Pix, emalini ehlukene kanye nezinhlelo zamabhange.

Ngemva kwempumelelo enkulu yale nkampani eNingizimu neMelika Ephakathi, u-CEO we-Ebanx u-João Del Valle usesungule ukunwetshwa okubanzi kwe-Afrika, njengoba sekuqalile ukusebenza eNingizimu Afrika, eKenya naseNigeria.

“Sihlose ukusiza ekwakheni umnotho wase-Afrika wedijithali, sikhuthaze ukufakwa kwezimali kanye nokufinyelela okukhulu kwezimpahla nezinsiza ezihlukahlukene ezivela ezinkampanini zomhlaba ezifisa ukungena emakethe yase-Afrika,” kusho uDel Valle.