Imvelaphi yelizwe, i-Pix kunye ne-Ebanx, kungekudala inokufikelela kwiimarike ezahlukeneyo njengeCanada, iColombia kunye neNigeria-kunye nabanye abaninzi elundini.

Emva kokuthatha imakethi yabo yasekhaya ngoqhwithela, iminikelo yentlawulo yedijithali isendleleni yokuba yenye yezona zinto zihamba phambili kwi-teknoloji yaseBrazil.Imvelaphi yelizwe, i-Pix kunye ne-Ebanx, kungekudala inokufikelela kwiimarike ezahlukeneyo njengeCanada, iColombia kunye neNigeria-kunye nabanye abaninzi elundini.

Ukukhuthaza ikakhulu isiphelo somntu ukuya kumntu (P2P) kunye nezisombululo zeshishini-kumthengi (B2C), iindlela zokuhlawula idijithali ziye zafumana ukuthandwa okumangalisayo eBrazil ukusukela oko ubhubhane."I-Pix kunye ne-Ebanx ibeka iBrazil phambili kwiindlela zokuhlawula kunye nokunyakaza kwemali," kusho u-Ana Zucato, umseki-co-founder kunye ne-CEO yeNoh.

Kwiminyaka emibini emva kokubetha imakethi ngoNovemba ka-2020, i-Pix eyenziwe yibhanki ephakathi ibe yeyona nto iphambili yezemali yelizwe.Okwangoku, esi sixhobo sineeakhawunti ezimalunga ne-131.8 yezigidi zabasebenzisi abangabodwa, apho i-9 yezigidi ingamashishini kwaye i-122 yezigidi ngabemi (malunga ne-58% yabemi belizwe).

Kwiphepha lakutshanje, iBhanki yokuHlaliswa kwamazwe ngamazwe (BIS) ichaze i-Pix njengento entsha enokunciphisa kakhulu iindleko zokuthengiselana kuyo yonke inkqubo yokuhlawula.Ngokwengxelo, ukuthengiselana kwePix kubiza malunga ne-0.22%, ngelixa amakhadi ebhanki aphakathi malunga ne-1% kunye namakhadi okuthenga ngetyala afikelela phezulu njenge-2.2% eBrazil.

Kungekudala, iBhanki Ephakathi yaseBrazil ibike ukubamba iingxoxo kunye nabalingani bayo baseColombia naseCanada malunga nokuthumela ngaphandle iteknoloji.“Ngoku siqala ukwenza icandelo lamazwe ngamazwe lePix,” utshilo uSihlalo uRoberto Campos Neto, esongeza ukuba ummelwane waseMzantsi Melika unokuba lilizwe lokuqala langaphandle ukwamkela inkqubo.

Kwi-e-commerce, i-Ebanx iye yavula umnyango weenkampani zehlabathi ukuba zingene kwimarike yaseLatin America ukususela ngo-2012. I-Brazilian fintech unicorn ivumela abathengi ukuba benze ukuthenga nge-intanethi ngokuguqula iindlela zokuhlawula zendawo, njengamakhadi etyala lendawo, iidiphozithi zemali kunye nePix, kwiimali ezahlukeneyo kunye neenkqubo zebhanki.

Emva kwempumelelo enkulu yale nkampani kuMzantsi nakuMbindi Merika, iCEO ye-Ebanx uJoão Del Valle uye wasungula ukwandiswa okubanzi kwe-Afrika, kunye nemisebenzi eMzantsi Afrika, eKenya naseNigeria esele iqhuba.

“Sizimisele ukunceda ekwakheni uqoqosho lwedijithali lwaseAfrika, ukukhuthaza ukubandakanywa kwemali kunye nokufikelela ngakumbi kwiimpahla kunye neenkonzo ezahlukeneyo ezivela kwiinkampani zehlabathi ezinqwenela ukungena kwimarike yaseAfrika,” utshilo uDel Valle.