Idatha yamva nje ibonisa ukuba ngo-2021, ixabiso lilonke lokungeniswa kwelizwe lam kunye nokuthengiswa kwempahla kumazwe angaphandle yi-39.1 yebhiliyoni ye-yuan, ukunyuka kwe-21.4% ngaphezu kwe-2020, kwaye isikali kunye nomgangatho ziye zaphucuka ngokuthe ngcembe. ukusebenza okutsala amehlo kwe-inshorensi yetyala lokuthumela ngaphandle kwangelo xesha linye, ngesixa-mali esingaphantsi kwe-830.17 yeebhiliyoni zeedola zaseMelika, ukunyuka konyaka-ngonyaka nge-17.9%.Ukhuseleko lwe-inshorensi luye lwandiswa ngakumbi, kwaye indima yepolisi iye yacaca ngakumbi.Kufuneka kuthiwe imeko entle yorhwebo lwangaphandle lwaseTshayina kunyaka ophelileyo ayinakwahlulwa kukhuseleko lwe-inshurensi yetyala lokuthumela ngaphandle esekelwe kumgaqo-nkqubo.

Nangona kunjalo, into ekufuneka ibonwe kukuba uphuhliso lwangoku lorhwebo lwangaphandle lwaseTshayina lusajongene nemingeni emininzi entsonkothileyo efana nokungavisisani kurhwebo lwamazwe ngamazwe, iindyikitya zokufa eziphindaphindiweyo, kunye noxinzelelo lolungiselelo. Ukuqhubela phambili ukudlala indima yokuzinzisa urhwebo lwangaphandle, i-inshurensi yetyala lokuthumela ngaphandle nayo iyafuna. ukukhawulezisa ukuphuculwa kwenqanaba lesiqinisekiso somgaqo-nkqubo kunye nezakhono zenkonzo ezikumgangatho ophezulu, ukuze kunikezelwe ngokufanelekileyo ngakumbi izicwangciso zesizwe nokuxhasa ngokuchanekileyo uphuhliso lwamashishini.Lo ayingomba omkhulu kuphela we-China Export & Credit Insurance Corporation, umthwali we-inshurensi yetyala lokuthumela ngaphandle esekwe kumgaqo-nkqubo, kodwa ikwangumba omkhulu wokuqulunqwa komgaqo-nkqubo we-inshorensi yokuthumela ngaphandle kunye namasebe okongamela.

Kumagunya alawulayo, imeko yomgaqo-nkqubo encomekayo kwinqanaba elikhulu kusafuneka ukuba yongezwe ngemilinganiselo yokusebenza, yenzululwazi kunye nengqiqo.Ekubeni i-inshurensi yetyala lokuthumela ngaphandle iyinkqubo ye-inshorensi esekwe kumgaqo-nkqubo, ukhuseleko lwayo lubonakala ngakumbi kwiiprojekthi ezinkulu zorhwebo zangaphandle, ezinjengokuthunyelwa kwezixhobo ezipheleleyo ezipheleleyo, kunye neeprojekthi ezinkulu zotyalo-mali phesheya kumazwe anxulumene ne Inyathelo le "Belt and Road".Ezi projekthi zinemiqathango yekhontrakthi entsonkothileyo, izixa-mali ezinkulu, amaxesha amade okusebenza kunye nemingcipheko ephezulu yetyala.Indlela yokwenza uhlolo olusebenzayo ngenkqubo kunye nokunciphisa izinga lokwenzeka komngcipheko kukuqwalaselwa ngokutsha kunye nokomelela kwabalawuli.Ngokukodwa xa kujongwa iimarike ezintsonkothileyo neziguquguqukayo zaphesheya kunye neendlela ezihlala zitshintsha zentengiselwano yorhwebo lwangaphandle kwiminyaka yakutshanje, abalawuli kufuneka bandise i-horizons yabo, bafumane ingqiqo enzulu ngeenguqu kwimarike yorhwebo lwangaphandle, kwaye bahlaziye rhoqo iindlela zokongamela.

Kwi-Inshurensi yeTyala yase-China, uyilo oluthe kratya luyafuneka, olufana nendlela yokusebenzisana neebhanki ukuzisa inkxaso-mali kumashishini.Emva kobhubhani, amashishini orhwebo lwangaphandle, ingakumbi amashishini amancinci naphakathi, aye anda iindleko zokusebenza kunye nengeniso yemali eyinkunzi.Nangona i-Inshurensi yeTyala yaseChina inyuse iinzame zayo zenkxaso-mali yorhwebo, akwanelanga xa ithelekiswa neemfuno zamashishini orhwebo angaphandle.Intsebenziswano enzulu kunye nokutsha phakathi kwe-bancassurance kunye ne-inshurensi ingxamiseke ngakumbi.Omnye umzekelo yimfuno engxamisekileyo yokuvelisa imigaqo-nkqubo yokubhala phantsi malunga nokuhlanganiswa kwezorhwebo zasekhaya kunye nezangaphandle, ukuhlanganiswa kokubonelela, ukurhweba ngenkonzo kunye nokudibanisa urhwebo lwempahla, njl.Oko inkxasosamashishini ukwenza ukhuphiswano olungundoqo, nokuphuculasumgangatho kunye nenqanaba lekhonkco lokubonelela ngemveliso yelizwe lam.

Ukuzinzisa urhwebo lwangaphandle ngumsebenzi wokuqinisekisa ixesha elide.Kuphela ngokuzigcina kufutshane nemarike yamazwe ngamazwe kunye nokusebenzela amashishini akumgangatho ophezulu, i-inshurensi yetyala letyala eliphuma kumazwe angaphandle inokuwenza ngcono umgaqo-nkqubo wokukhapha urhwebo lwangaphandle.