Zoyambira mdzikolo, Pix ndi Ebanx, zitha kugundika misika yosiyanasiyana monga Canada, Colombia ndi Nigeria-ndipo ena ambiri ali pafupi.

Pambuyo potenga msika wawo wam'nyumba movutikira, zolipira za digito zatsala pang'ono kukhala imodzi mwazinthu zotsogola ku Brazil zotumiza kunja kwaukadaulo.Zoyambira mdzikolo, Pix ndi Ebanx, zitha kugundika misika yosiyanasiyana monga Canada, Colombia ndi Nigeria-ndipo ena ambiri ali pafupi.

Kupititsa patsogolo mayankho apakati pa munthu ndi munthu (P2P) ndi bizinesi-kwa-makasitomala (B2C), njira zolipirira digito zadziwika kwambiri ku Brazil kuyambira mliriwu."Pix ndi Ebanx amaika Brazil patsogolo pa njira zolipirira ndi kayendetsedwe ka ndalama," akutero Ana Zucato, woyambitsa ndi CEO wa Noh.

Patatha zaka ziwiri chigulitsire msika mu Novembala 2020, Pix yopangidwa ndi banki yayikulu yakhala njira yayikulu yoyendetsera ndalama mdziko muno.Pakadali pano, chidachi chili ndi maakaunti ogwiritsa ntchito 131.8 miliyoni, omwe 9 miliyoni ndi mabizinesi ndipo 122 miliyoni ndi nzika (pafupifupi 58% ya anthu mdzikolo).

Mu pepala laposachedwa, Bank of International Settlements (BIS) idatchula Pix ngati njira yatsopano yomwe ingachepetse kwambiri ndalama zogulira panthawi yonse yolipira.Malinga ndi lipotilo, Pix transactions amawononga pafupifupi 0.22%, pomwe ma kirediti kadi pafupifupi 1% ndipo ma kirediti kadi amafika mpaka 2.2% ku Brazil.

Posachedwapa, Banki Yaikulu ya Brazil inanena kuti ikuchita zokambirana ndi anzawo aku Colombia ndi Canada ponena za kutumiza teknoloji."Tsopano tayamba kuchita nawo ntchito yapadziko lonse lapansi ya Pix," atero Wapampando Roberto Campos Neto, ndikuwonjezera kuti woyandikana nawo waku South America atha kukhala dziko loyamba lakunja kutengera dongosololi.

Mu malonda a e-commerce, Ebanx yakhala ikutsegula chitseko kwa makampani apadziko lonse kuti alowe mumsika wa Latin America kuyambira 2012. Brazilian fintech unicorn imalola makasitomala kuti agule pa intaneti posintha njira zolipirira zakomweko, monga ma kirediti kadi am'deralo, ma depositi a ndalama ndi Pix, ku ndalama zosiyanasiyana ndi mabanki.

Kampaniyo itachita bwino kwambiri ku South ndi Central America, Mtsogoleri wamkulu wa Ebanx João Del Valle wakhazikitsa ntchito yokulitsa ku Africa, ndipo ntchito zake ku South Africa, Kenya ndi Nigeria ziyamba kale.

"Tikufuna kuthandizira kukulitsa chuma cha digito ku Africa, kulimbikitsa kuphatikizika kwachuma komanso mwayi wopeza katundu ndi ntchito zosiyanasiyana kuchokera kumakampani apadziko lonse lapansi omwe akufuna kulowa mumsika waku Africa," adatero Del Valle.