Mavambo enyika, Pix neEbanx, anogona kukurumidza kurova misika yakasiyana seCanada, Colombia neNigeria-nevamwe vakawanda vari padhuze.

Mushure mekutora musika wavo wepamba nedutu, mipiro yekubhadhara yedhijitari iri munzira yekuve imwe yezvinotungamira tekinoroji yeBrazil kutengesa kunze kwenyika.Mavambo enyika, Pix neEbanx, anogona kukurumidza kurova misika yakasiyana seCanada, Colombia neNigeria-nevamwe vakawanda vari padhuze.

Kusimudzira kunyanya-kumagumo-kune-munhu (P2P) uye bhizinesi-kune-mutengi (B2C) mhinduro, nzira dzekubhadhara dzedhijitari dzakawana mukurumbira unoshamisa muBrazil kubvira denda."Pix neEbanx vakaisa Brazil pamberi penzira dzekubhadhara uye kufamba kwemari," anodaro Ana Zucato, mubatsiri uye CEO weNoh.

Makore maviri mushure mekurova musika muna Mbudzi 2020, Pix yakagadzirwa nebhanga guru ndiyo yave mota yekutanga munyika yekutengeserana kwemari.Parizvino, chishandiso chine angangoita 131.8 miriyoni-mushandisi maakaundi, ayo 9 miriyoni mabhizinesi uye 122 miriyoni vagari (vanenge 58% yehuwandu hwenyika).

Mune bepa richangoburwa, Bank of International Settlements (BIS) yakataura Pix sechinhu chitsva chinogona kudzikisa zvakanyanya mutengo wekutengesa muhurongwa hwekubhadhara.Sekureva kwemushumo, Pix transactions inodhura yakatenderedza 0.22%, nepo makadhi ekubhengi akaenzana angangoita 1% uye makadhi echikwereti anosvika kusvika 2.2% muBrazil.

Munguva pfupi yapfuura, Central Bank yeBrazil yakashuma kuita hurukuro nevamwe vayo veColombia neCanada pamusoro pekutengesa kunze teknolojia."Tave kutanga kuita chikamu chepasi rose chePix," akadaro Sachigaro Roberto Campos Neto, achiwedzera kuti muvakidzani weSouth America angangove nyika yekutanga yekune dzimwe nyika kutora hurongwa uhu.

Mu e-commerce, Ebanx yanga ichivhura musuwo wemakambani epasi rose kuti apinde mumusika weLatin America kubvira 2012. Iyo Brazilian fintech unicorn inobvumira vatengi kutenga online nekushandura nzira dzekubhadhara dzemuno, senge makadhi echikwereti emuno, mari deposits uye Pix, kune dzakasiyana mari nemabhanga masisitimu.

Mushure mekubudirira kukuru kwekambani muSouth neCentral America, CEO weEbanx, João Del Valle, akatanga danho rakakura rekuwedzera muAfrica, nekushanda muSouth Africa, Kenya neNigeria.

“Tine tarisiro yekubatsira kuvaka hupfumi hwemadhijitari muAfrica, kusimudzira kusanganisirwa kwemari pamwe nekuwaniswa kukuru kwezvigadzirwa nemabasa akasiyana kubva kumakambani epasi rose anoda kupinda mumusika weAfrica,” akadaro Del Valle.